WARRANTIES & DISCLAIMERS
There are no warranties implied.
Brown Financial Advisory (“BFA”) is a registered investment adviser offering advisory services in the States of Alabama, Louisiana, Mississippi, Nebraska, North Carolina, Texas, and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. BFA’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by BFA in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption. For information pertaining to the registration status of BFA, please contact the state securities regulators for those states in which BFA maintains a registration notice filing. A copy of BFA’s current written disclosure statement discussing BFA’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from BFA upon written request.
Material presented is believed to be from reliable sources. BFA does not make any representations or warranties and takes no responsibility as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to BFA’s web site or incorporated herein. All written content on this site is provided solely for convenience, informational, and educational purposes only and all users thereof should be guided accordingly. All such information should be independently verified and confirmed. BFA does not accept any liability for any loss or damage whatsoever caused in reliance upon such information.
This website and information are not intended to provide investment, tax, or legal advice. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel prior to implementation. Opinions expressed herein are solely those of BFA, unless otherwise specifically cited. Changes are periodically made to this web site and may be made at any time.
Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by BFA) made reference to directly or indirectly by BFA in its web site, or indirectly via a link to an unaffiliated third party web site will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the payment of which would have the effect of decreasing historical performance results.
Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy will be profitable. Certain portions of BFA’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, various positions and/or recommendations made by BFA and/or those of other investment and non-investment professionals as of a specific prior date. Due to various factors, including changing market conditions, such discussions and/or positions may no longer be reflective of current position(s) and/ or recommendation(s). Moreover, no client or prospective client should assume that any such discussion or information presented serves as the receipt of, or a substitute for, personalized advice from BFA, or from any other investment professional.
BFA throughout this website has provided links to various other websites. While BFA believes this information to be current and valuable to its clients, BFA provides these links on a strictly informational basis only and cannot be held liable for the accuracy, time sensitive nature, or viability of any information shown on these sites.
BFA DOES NOT INTEND TO MAKE AN OFFER OR SOLICITATION FOR THE SALE OR PURCHASE OF ANY SPECIFIC SECURITIES, INVESTMENTS, OR INVESTMENT STRATEGIES. INVESTMENTS INVOLVE RISK AND UNLESS OTHERWISE STATED, ARE NOT GUARANTEED. BE SURE TO FIRST CONSULT WITH A QUALIFIED FINANCIAL ADVISER AND/OR TAX PROFESSIONAL BEFORE IMPLEMENTING ANY STRATEGY DISCUSSED HEREIN.
Certified Financial Planner Board of Standards Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design), and CFP® (with flame design) in the U.S., which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.